Good morning! It’s Daniel de Visé with your Daily Money.

The party is coming to an end.

Party City, which emerged from bankruptcy last year, has again filed for Chapter 11 bankruptcy, Mike Snider reports.

Here's how the party soured.

Ski slopes and climate change

Solitude Mountain Resort was just getting open, with a handful of trails groomed and lifts spinning in early December. Nearby, on the back side of the Wasatch Range, Park City Mountain also had a limited amount of skiable terrain, but the resort was working to get more open. 

Utahns insisted that the conditions were relatively awful, but anyone used to skiing or riding on the East Coast would feel like it was the middle of their season.  

Over the course of nearly a week in Utah in early December, USA TODAY got a first-hand look at how two mountains are responding to climate change.

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If you were alone in the woods, would you rather encounter a bear or a man? Answers to that hypothetical question have sparked a debate on this discomfiting fact: Most women say they would feel more comfortable with the bear.

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.