Good morning! It’s Daniel de Visé with your Daily Money.

Pressure is mounting for the Senate to vote on a bill that could affect Social Security benefits for public sector workers, Medora Lee reports.

The Social Security Fairness Act, passed by the House of Representatives in November, has been awaiting a Senate vote. The bill must be voted on by year's end, or it dies. Public sector workers from across the nation plan to rally at the Capitol tomorrow.

Here's what it's all about.

Can Biden still 'pardon' student loans?

President Joe Biden’s decision to pardon his son with seven weeks left in his term prompted some Americans to ask him to "pardon” their student debt, Rachel Barber reports.

Americans held $1.6 trillion in student loans as of June, according to the Pew Research Center. One in four adults under 40 had student loan debt.

Biden pursued student debt relief during his four years in office, but those efforts have faced multiple challenges. Some are pushing him to do more before he leaves office in January.

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📰 A great read 📰

As the new year nears, we're featuring favorite 2024 stories from fellow USA TODAY writers. Here's one from Medora Lee.

No one would have guessed that, in retirement, Judi and David Koncak would be nearly out of money and unable to leave their kids much more than a pittance.

David, 84, had a successful business that allowed Judi to stop teaching so she could stay home and raise their two children. They traveled, owned cars and a home, sent their two kids to college and hoped for a sunny retirement.

Instead, David Koncak had a stroke, surgeries and prostate cancer, which sapped their savings.

If the Koncaks' struggles with health care costs as older adults sound familiar, it’s because they are. 

About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.