Happy New Year! Did you miss us?

It’s Daniel de Visé with your Daily Money.

We have a lot to catch up on, starting with health care.

It might be easier to make sense of the recent fatal shooting of an insurance CEO, an act with ominous overtones about health care costs and insurance coverage, if any one aspect of health care finance in America had gotten dramatically worse. 

But what if there is no one thing?  

All about Dry January

For many, the new year means new goals: Getting back to the gym, cooking more meals at home or cutting back on sugar. And for many, it's a time to reduce alcohol intake.

Folks looking to get on the right track may be interested in Dry January, a 31-day challenge in which participants abstain from drinking alcohol, whether it be cocktails, wine or beer.

Though drinking spikes during the holidays, January finds many revelers interested in sobering up.

Tips for a financially healthy 2025

The economy is entering 2025 in reasonably good shape, with a low unemployment rate, modest inflation, a trend toward declining interest rates and strong corporate profit growth that has been giving the stock market a lift.

It's not a bad backdrop for a fresh start on improving your finances. Here are some trends, issues and tips to keep in mind in the coming weeks, from columnist Russ Wiles.

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About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.